— MY STORY
"I didn't grow up talking about money. Nobody taught me about budgets, savings, or building wealth — and when life got hard, I paid the price for it."
After my divorce, I was a single mom with two little girls, barely surviving on a teacher's salary at the bottom of the pay scale. I wasn't living paycheck to paycheck — I wasn't even making it that far. I racked up credit card debt just to feed and clothe my kids.
I had to figure my way out — on my own, the hard way. So I did.
I self-taught myself how to budget, save, and invest. I bought rental properties. I grew a small investment into over half a million dollars. I spent 13 years teaching personal finance to students who needed it most. And I retired — on my own terms — at 62.
I started Financial Freedom Pathway because no one should have to learn this the hard way like I did. Whether you're in your 30s just getting started, navigating your 40s and 50s, or catching up in your 60s — if you're ready to take control of your money, you're in the right place.
20+
YEARS FINANCIAL EXPERIENCE
13
YEARS TEACHING PERSONAL FINANCE
62
RETIRED THROUGH STRATEGIC PLANNING
Dozens
OF LIVES CHANGED NATIONWIDE
— CREDENTIALS
What I've built — and what it means for you.
◆ Retired at 62 through intentional, strategic financial planning
◆ Stock market investor for 20+ years
◆ Rental property investor since 2007
◆ 13 years teaching personal finance in the classroom
◆ Featured on 9+ financial and real estate podcasts
◆ Coached clients through church, mentoring programs, and private practice
◆ Real-life experience overcoming financial hardship and rebuilding from scratch
— MY APPROACH
Not restriction. Real life.
This isn't about cutting everything you enjoy or following a rigid plan that doesn't fit your real life.
It's about building something that actually works — for your income, your goals, and the life you're living right now.
I don't teach from textbooks. Every strategy I share is one I've personally lived, tested, and proven. When you work with me, you get real experience — not theory.
— KATHY CUEVAS